Being involved in a car accident can be an overwhelming experience, and the aftermath can be even more stressful. Knowing when to hire a car accident lawyer is important, especially if you live in a state with specific laws that govern car accidents. It’s important to understand the state laws related to car accidents so that you know when it’s time to reach out for legal help. Let’s take a look at what you need to know about hiring an attorney for your state’s car accident laws.
No-Fault Laws
Many states have adopted a no-fault law system, meaning that the specific driver’s own insurance company will pay for his or her injuries and damages regardless of who was at fault for the accident. Depending on the state, these no-fault systems may include limits on liability, restrictions on suing other drivers, and limits on certain kinds of damages that can be recovered. If you live in one of these states, it is important to understand the no-fault law so that you know whether or not you should consult an attorney for your situation.
Time Limits
Most states have laws that set time limits regarding filing claims after an accident. These time limits are called statutes of limitations and they vary from state to state. If you fail to file your claim within this designated time period then you may lose your right to pursue any kind of compensation from the other driver or their insurance company. A qualified attorney familiar with your state’s laws can help ensure that all paperwork is filed correctly and within the appropriate deadlines.
Comparative Negligence Laws
In some states, there are comparative negligence laws that determine how much each person involved in the accident is at fault for causing the crash. This means if both parties are found partially responsible for causing the accident then their damages may be reduced depending on how much they were at fault. An experienced attorney can assess your case and determine whether comparative negligence could play a role in determining liability and compensation amounts in your particular situation.
Injury Thresholds
Some states also have injury thresholds that dictate who is eligible to seek compensation after an auto accident and who isn’t based on the severity of their injury from the crash. For example, some states require victims to prove they have suffered significant permanent damage or disability before they are allowed to receive compensation from either their own insurance company or another driver’s insurance company for economic losses such as medical bills or lost wages due to missed work days because of their injuries.
Conclusion:
A qualified attorney can evaluate your case and determine if these thresholds apply in your case and what course of action needs to be taken next in order for you to receive fair compensation for all of your expenses related to the crash.
